Experiencing a car accident is always traumatizing, even when the damage is minimal and the injuries appear insignificant. When it’s the latter case, most people are inclined to share car insurance information and then be on their way. But sometimes, even in minor collisions, it may be important to see a doctor directly after the accident, and here are a few reasons why.
We’ve all probably had this experience. You are out and about driving on a Granite State road, when suddenly there’s another vehicle behind you, and the driver of that vehicle is driving aggressively and following way too close for your comfort. Maybe they are in a hurry and impatient because you, the safety-first driver, are driving the speed limit. Or maybe they are just a jerk and they like intimidating other drivers while they are in their almost-monster-sized truck. You gently tap your brakes a few times to indicate that they need to back off, but this only makes them follow even closer. A quick glance into your rear-view mirror and you see that the driver is either waving their arms in frustration or giving you “the bird.”
Simple incidents like this can quickly escalate into serious provocations with harmful outcomes. In April 2019, two men driving along Route 4 in Grafton, New Hampshire got into some kind of altercation as they drove, which ended in a minor collision. Both men then got out of their cars and continued their argument, when finally one man pulled out a handgun and shot the other in the stomach. The man who was shot survived, and the trigger puller was charged with first-degree assault. An investigation into the gunman showed he has a history of road rage, including seven separate other road rage aggressions–four of which happened along the same Route 4 just weeks before he shot his victim.
Road Rage and How to Avoid It
When insurance isn’t enough to cover compensatory damages, what do you do? This is a common concern for so many personal injury victims of serious accidents, whether caused by a car, truck, motorcycle, bike, or pedestrian.
Serious injuries, like brain injuries or spinal cord injuries, usually translate into the need for serious compensation, which would cover all your medical expenses, lost wages, pain and suffering, among many other expenses and cost – both economic and non-economic.
Here’s an overview of the minimum insurance requirements in New Hampshire, which would be the least in compensation you can expect, and a brief discussion of your possible options if the at-fault party’s insurance does not fully cover your costs.
Minimum Insurance Requirements in New Hampshire
The rate of auto accidents in the United States is staggeringly high. There are too many drivers on the roads that have tendencies toward aggressive and distracted driving. However, the fact that car accidents are common does not mean that they are harmless. Auto accidents can be very costly, now and in the future. In the state of New Hampshire, victims of car accidents have legal options, but at what point exactly do you need an attorney to file a personal injury claim after a car accident?