Another motorcycle riding season has arrived. Every day, thousands of motorcyclists will hit the open road for summer fun, packed with motorcycle rallies, bike races, bike nights, group rides and scenic tours. The Motorcycle Accident Lawyers at Tenn And Tenn, P.A. remind you to spend a few minutes to review your motorcycle insurance policy. Having ample motorcycle insurance coverage will help protect you and your passenger if you’re involved in a motorcycle accident.
As motorcycle insurance is not required in New Hampshire, many riders opt to go without coverage. Our Iron Horse Lawyers don’t recommend this course of action. Basic motorcycle insurance coverage is affordable and offers some protection in the event of a motorcycle crash. Liability insurance, uninsured motorist coverage, property damage and medical payments coverage are basic coverage options that every motorcyclist should have.
Minimum insurance coverage is better than no insurance coverage. But, minimum coverage will not be sufficient to protect your financial wellbeing in the long run. The NH minimum bodily injury limits are $25,000. Our NH personal Injury Attorneys recommend that you carry at least $100,000/$300,000. To protect yourself against Uninsured/Underinsured Motorists, you should maintain a minimum of $100,000 coverage per person, and $300,000 per occurrence. Medical insurance is available to cover the costs of your doctors and hospital bills. Consider carrying at least $10,000 of medical payments coverage.
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