When a person is seriously injured, they will require medical treatment, or sometimes even hospitalization, depending on the severity of the situation. Typically, these bills are initially covered by the person’s medical or health insurance provider. If the person desires to pursue legal action against the one responsible for their injuries, the losses from the medical expenses will be considered in the damages pursued from the case, along with any other relevant damages that stem from the case. Health insurance is a person’s first line of defense against medical expenses. A majority of the time, the hospital will bill the insurance company so that the injured party will not be overcome with medical debt. For one hospital in Arkansas, however, patients who have been injured as a result of someone else’s actions are finding some difficulty with hospital administration accepting their insurance plans.