Think about your commute to and from work. How many intersections do you have to go through to get to your destination? According to the Federal Highway Administration (FHWA), one-quarter of traffic fatalities in the United States happen in intersections, making them one of the most dangerous aspects of driving. Vehicles are not the only things passing through intersections; pedestrians and bicyclists also use intersections as they make their way to a destination.
When insurance isn’t enough to cover compensatory damages, what do you do? This is a common concern for so many personal injury victims of serious accidents, whether caused by a car, truck, motorcycle, bike, or pedestrian.
Serious injuries, like brain injuries or spinal cord injuries, usually translate into the need for serious compensation, which would cover all your medical expenses, lost wages, pain and suffering, among many other expenses and cost – both economic and non-economic.
Here’s an overview of the minimum insurance requirements in New Hampshire, which would be the least in compensation you can expect, and a brief discussion of your possible options if the at-fault party’s insurance does not fully cover your costs.
Minimum Insurance Requirements in New Hampshire
Living in New Hampshire has a lot of benefits: breath-taking scenery, a sparsely populated state, and an unobtrusive government. Most New Hampshirites are fiercely proud of the “Live free or die” motto and are deeply invested in it, which is probably the reason why New Hampshire has some unique laws.
Even though driving while talking on a cell phone was finally banned in 2015, New Hampshire still does not require car passengers to wear a seatbelt or motorcyclists to wear a helmet. And drivers in New Hampshire are not required to purchase auto insurance if they have the financial means to cover medical bills or property damage caused by an accident.
Uninsured Drivers in New Hampshire
As of October 8, 2019, the Center for Disease Control and Prevention reports over 1,200 lung injury cases associated with the use of e-cigarettes or vaping. Twenty-six people, from twenty-one different states, have died because they used e-cigarettes or vaping products. All this and the manufacturers of these products continue to profit seemingly without restraint.
As the leaves are beginning to turn colors here in the Granite State, you might think about taking a drive through some of New Hampshire’s more scenic areas to enjoy the highlights of autumn. Driving along scenic highways can be beautiful, but it can also be dangerous if an animal suddenly darts out in front of your car, causing you to either swerve and crash into a tree or hitting the animal altogether. If you hit an animal on a New Hampshire road or highway, who is responsible for the damage to your car and any injuries you suffered from the accident?
According to reports, police say that a Londonderry police officer of Amherst, New Hampshire, was charged in an alleged drunken driving crash that killed a Manchester woman late Friday night. The officer, identified as Tyler Berry, was charged Friday night for a crash that led to the death of the other driver, 21-year-old Sierra Croteau of Manchester, police said. Police arrested the man and charged him with felony aggravated driving under the influence of alcohol.
The auto accident attorneys at Tenn And Tenn, P.A. provide information about wrongful death claims in the event that you lose a loved one in an accident.
What is a Wrongful Death Claim?
Seventeen children from Massachusetts were taken to a hospital after a dump truck slammed into a pickup truck, which then hit the school bus they were riding in on Thursday, August 1, 2019. The accident happened on Route 28 near Lake Street in Salem, New Hampshire.
The school bus was carrying 43 people at the time of the crash, including elementary-aged children and adult chaperones. The school bus was transporting the passengers on a field trip to a bowling alley.
Jeremy McNally, from Concord, was the driver of the dump truck. He was not injured in the accident, but the driver of the Nissan pickup truck McNally slammed into was also taken to the hospital. Police charged McNally with negligent driving. McNally tried to brake a little too late behind the pickup truck and school bus, which were stopped at a red light. The Salem Fire Department activated a level-two mass casualty event and brought in multiple resources to assist after the crash.
Memorial Day travelers in New Hampshire beware: Memorial Day Weekend is, statistically, the most dangerous weekend to drive in the entire year. Between the sheer volume of cars on the road, the rush to get from one place to another, and alcohol, you are four times as likely to die in a car crash over Memorial Day weekend as you are on a regular weekend.
Here are the dangers that you will need to keep in mind, it you intend on driving this Memorial Day weekend and want to avoid a potentially disastrous car accident.
More Cars Mean More Crashes
Did you know that in 2017, some 799 fatalities occurred in and around roadway work zones, and 129 resulted in pedestrian fatalities? According to data published by the National Work Zone Safety Information Clearinghouse, hundreds of fatalities occur each and every year in and around roadway work zones across our Country. Others have estimated that on average, a work zone crash occurred once every 5.4 minutes. Every day, 70 work zone crashes occurred that resulted in at least one injury. On average, three fatalities each work day happen in highway construction areas nationwide.
Fatalities and other catastrophic injuries often occur when there are unsafe traffic and pedestrian detours near a work zone.
Being involved in a car accident can be a terrifying and confusing experience, but one thing to keep in mind is that victims of a car accident in the State of New Hampshire have legal options. After an auto accident, your adrenaline may be rushing and you may not notice any immediate injuries, but it is essential that you go to the hospital after you have been involved in a car accident. That being said, exactly what steps should you take after a car accident? Unless you are seriously injured, of course, you should take the following steps after a car accident:
- “Document the name, address, telephone number, driver’s license number and insurance information of the other driver;
- Write down the make, model, and license plate number of each car involved;
- Collect the name, address and phone number of any witness who observed the accident. Oftentimes, witness information is critical to establishing fault;
- Find out the investigating police officer’s name and ask how to obtain a copy of the police report; and
- If possible, photograph the accident scene or draw a diagram of how the accident happened along with the final resting places of the vehicles, before they are moved or towed from the scene.”